Partner with Tradeline Consult to access a proven model with a 98% loan recovery rate, transforming informal VSLAs into creditworthy, high-impact partners. Ghana is home to over 34,000 savings groups with 852,800 active members. While these groups hold $15M in savings, they face a massive $50M gap in accessible financing. VSLAs are not just microfinance; they are engines for MSME growth and grassroots capital. 

We replace informal manual records with digital systems and audits to provide verifiable data. Our 98% recovery rate is driven by joint liability, peer pressure, and rigorous training. We design loan products with repayment schedules tied specifically to seasonal farming income flows. We build digital credit profiles based on savings, attendance, and repayment history to enable accurate risk management.

GHS 20 million in financing has been facilitated for VSLA groups to date. Over 30,000 members trained and digitised across 1,000 groups in seven regions. Mobilised $60.9 million in debt financing for 257 SMEs, benefiting over 61,000 smallholder farmers. Secured $30 million in grants for youth agribusiness and solar assembly, creating over 20,000 jobs.